Banking without responsability in the EU

https://www.latribune.fr/entreprises-finance/banques-finance/creances-douteuses-un-plafond-de-5-du-bilan-des-banques-europeennes-782471.html

How can some EU banks continue to operate with more than 30% of non-performing loans? Banking in the EU is irresponsible and we saw it previously.

http://www.eba.europa.eu/documents/10180/2150622/Consultation+Paper+on+Guidelines+on+management+of+non-performing+and+forborne+exposures+%28EBA-CP-2018-01%29.pdf