Private unemployment insurance and personal choices

http://www.nytimes.com/2016/05/28/your-money/finally-private-unemployment-insurance-but-will-anyone-buy-it.html?em_pos=large&emc=edit_my_20160531&nl=your-money&nlid=17683848&ref=headline&te=1&_r=0

Unemployment insurance is badly managed by the state. Private unemployment insurances could solve the problem of financial sustainability and individual options during a career when people lose their job.